Terms of Service

Acceptance of Terms

By accessing and using the services provided by APG Pay (“APG Pay”, “we”, “us”, or “our”), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

These terms govern your access to and use of our websites, applications, and services. Please read them carefully before using our services.

Use of Services

Our services are provided for business and professional use. You agree to use our services only for lawful purposes and in accordance with these Terms of Service.

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

Intellectual Property

All content, features, and functionality of our services, including but not limited to text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, are the exclusive property of APG Pay or its licensors and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not modify, reproduce, distribute, create derivative works or adaptations of, publicly display or in any way exploit any of our content in whole or in part except as expressly authorized by us.

Payment Terms

For services requiring payment, you agree to pay all fees and charges incurred in connection with your use of our services at the rates in effect when the charges were incurred.

We may modify our fees and payment terms at any time, with such modifications becoming effective upon posting to our website or notification to you.

Termination

We reserve the right to terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms of Service.

Upon termination, your right to use our services will immediately cease. All provisions of these Terms of Service which by their nature should survive termination shall survive termination.

Changes to Terms

We reserve the right to modify these terms at any time. We will notify you of any changes by posting the new Terms of Service on this page.

Your continued use of our services after any such changes constitutes your acceptance of the new Terms of Service.

Important Notice

By continuing to access or use our services after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use our services.